For Realtors For Consumers
Photo: Ron Keas


American Agcredit
PO BOX 784
Phone: 707-462-4526

C2 Financial Corporation
13300 E. Highway 20, Suite N, CLO 95423
Phone: 707-998-3035   
License #: 243951

Community First Credit Union - Clearlake
14866 Olympic Dr, Clearlake, CA 95422
Phone: 707-546-6000   
License #: 1689813

Community First Credit Union - Lakeport
Mortgage Loan Officer
963 11th St, Lakeport, CA 95453
Phone: 707-349-8105    Fax: 707-262-0449
License #: 1600987

Golden State Finance Authority
1215 K Street, Sacramento, CA 95814
Phone: 855-740-8422    Fax: 916-444-3219

Guaranteed Rate Mortgage: Jennifer Beeston
Work with a trusted lender with a history of closing on time and providing excellent service
- Low fees and low rates. I care about your money and want you to save money! Don't pay high fees and rates. Make sure you call me to shop your rate:)
- Rated Top 1% in the nation
- Highest rated lender on Zillow north of the Golden Gate
- 5 star rating on Yelp
- USDA,FHA,VA,jumbo,low down payment
- Lender in Lake County 11+ years

4863 Old Redwood highway
Phone: 707-478-0637    Fax: 872-206-4083
License #: 247743

Lake County Home Loans
We offer real estate financing for the public and the Realtor agent community. We focus on very competitive rates and personal service. We offer all the government programs including Fannie Mae; FHA and USDA rural zero down loans and government down-payment assistance are available as well as cash out refinancing for any purpose. Call for an appointment. You can pre-qualify right over the phone if you like
13300 E. Highway 20 Clearlake Oaks, CA 95423
Phone: 707-998-5010    Fax: 1800-347-4840
License #: NMLS# 243951 & California BRE# 01271261

Leana Teschner - Stearns Home Loans
"We Can Help You!"

Leana Teschner NMLS #1542749
Mortgage Loan Originator

CJ Scheuermann NMLS #1770292
Mortgage Loan Originator

Our loan products for purchases and refinances, including manufactured homes:

• VA
• Conventional
• High Balance
• Jumbo
• Bank Statement Loans
• Renovation Loans
• Down Payment Assist Loans
• Purchase Second Loans
• Construction Loans

At Stearns Home Loans, we know and understand that there are many nationwide lenders to select from. We strive to be your first choice – and, for all the right reasons! Service is of great importance. Being the very best requires having the loan products to meet your needs. Then, it’s all about execution; and managing the entire loan process from start to finish. It’s what we do! Our only business is home loans – Stearns is a direct lender with national presence. We’re big enough to offer competitive pricing and a variety of loan products, but small enough to spend time with you and understand your individual needs.

Thank you for choosing Stearns!

341 Lakeport Blvd., Lakeport CA 95453
Phone: 707-533-6301    Fax: 866-794-1822
License #: Branch NMLS #1653982, Company NMLS #1854

Mendo Lake Credit Union
Kim Bradley, Lakeport Branch Manager
963 11th Ave., Lakeport, CA 95453
Phone: 707-263-3650    Fax: 707-262-0499

Opes Advisors, A divison of Flagstar Bank
Joanne Sterzenbach
Sr. Mortgage Advisor

I've been lending in Lake County for over 11 years. Seasoned and experienced. Our service is fast and efficient and able to close on purchase transactions in 21 to 25 days on average. When you refer your client to me you can be sure I will do all I can to make sure their file closes.

We have a wide array of programs to offer our clients:

*Conventional financing with as little as 3% down
*Down Payment Assistance programs for Conventional and FHA Loans
*Jumbo loans with quick turn times and flexible underwriting
*Special programs for Professionals (Doctors, Lawyers etc...

737 South Point Blvd, Suite 1, Petaluma, CA 94954
Phone: 707-217-7875    Fax: 866-635-8257
License #: 257092

Opes Advisors, A divison of Flagstar Bank
Christina Wilson, Senior Mortgage Advisor

I Have been lending in Lake County for over 17 years. I am a seasoned and experienced loan officer with over 25 years experience in the industry. At Opes, we offer very competitive rates and very flexible underwriting, so we can make things happen and get loans closed. Our average turn times for purchases are under 30 days - most closing within 21 to 25 days so you will receive the best and most efficient service.

Our product offerings are expansive with FHA, VA, USDA, down payment assistance, jumbo - all with excellent rates, flexible underwriting and of course quick and efficient service.

I look forward to working with you!

1265 North Dutton Avenue, Santa Rosa, CA 95401
Phone: 707-484-4414    Fax: 707- 583-7716
License #: 278155

Pacific Bay Lending
Susan King- Broker/Mtg. Ln. Originator
PBL is a full service lender with such loan products as for Stick built, MFD, Modular:
VA/FHA/USDA/Conventional- One time close- purchase land, construction, and final take out loan all in one.
Renovation loans- Conventional/FHA/VA close loan then do repairs
Reverse Mtg.- Refinance/Purchase
Private Money for less than perfect credit
Non-QM- Stated Income/Bank Statement
FHA/USDA -Manual U/W- Low credit scores
VA-Conforming/High Balance/IRRL
Call for details

PO Box 1616, Clearlake Oaks, CA 95423
Phone: 707-998-3612    Fax: 888-761-8932
License #: CalBRE 00886345/NMLS #253484

Savings Bank of Mendocino County
Cesar Lopez
PO Box 156, Lakeport, CA 95453
Phone: 707-263-7102    Fax: 707-263-9164

Sterling Mortgage
The Sterling Mortgage team has been helping home buyers throughout Northern California since 2001. Through our corporate office, American Pacific Mortgage, we are a member of a family of 170 branches located throughout 19 states. Our focus always has been and always will be, our Lake County community.

Being a part of this family allows us to provide the tools and expertise to assist our partners and their clients to close their transactions in an efficient and timely manner. With our Sterling Mortgage Mobile App, Realtors can follow the loan process directly through their Smartphone. Whether it’s getting that preapproval for their client, submitting necessary documentation or following the entire loan process through underwriting, the Sterling Mortgage App keeps our Realtor partners connected. Sometimes the old fashioned face to face meeting is what’s needed to get the job done and make everyone comfortable…our office doors in Lakeport` are always open for that , as well.

Sterling Mortgage has a proven track record of what we do best: getting results. We are approved directly with FHA, VA, Fannie Mae, Freddie Mac and USDA to allow the flexibility to provide our clients the most competitive mortgage that match their financial circumstances. Whether it’s a conventional or Jumbo loan, the Sterling Mortgage team will guide you through the process.

1002 11th Street, Lakeport, CA 95453
Phone: 707-263-5142    Fax: 707-263-5162

Synergy One Lending Inc.
Tyler Fowler - License #569914
Branch Manager - 707-799-9397

Richard Hansen - License #1680704
Loan Officer - 805-501-5610

Greg Rodgers - NMLS #1161651
Loan Officer - 707-540-4941

Greg Rodgers - NMLS# 116165
Loan Officer 707-540-4941

Doug Muller - License #348638
Production Manager - 707-929-4001

Synergy One Lending is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is licensed in 45 states and provides among the broadest set of mortgage options of any company today. Whether you are a millennial, baby boomer or luxury home buyer, Synergy One Lending stands out because of our relentless pursuit of excellence in our people, our process and the client experience.

Our team has over 55 years of combined industry experience, so you can be assured your loan is in good hands. Our office is located in Southern Lake County.

We are your local Lake County Lender!

21037 Calistoga Rd, Unit 1, Middletown, CA 95461
Phone: 707-929-4006    Fax: 707-581-2145
License #: NMLS #1025894

The Power is Now Mortgage Services
15330 Olympic Drive, Clearlake, CA 95422
Phone: 707-461-0654   
License #: NMLS 1435243

Umpqua Bank
Steve Curtis
805 11th St, Lakeport, CA 95453
Phone: 707-889-4750

Wells Fargo Home Mortgage
Arlene Maloney
One Home Campus MAC X2401-OAV
Phone: 515-213-6500    Fax: 515-213-6102

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Welcome to our Service Providers Directory.  This directory of service providers is provided for your convenience.  Here you can find services providers both in professions that are licensed and non-licensed that complement home and property ownership.  You can find anything from builders, inspectors, insurance, and real estate attorneys to lawn trimmers and trash removal.


To find a specific service provider click on the applicable service description provided in the scroll down menu to the right


The Lake County Association of Realtors® and its members do not guarantee the performance, standard of care and quality of any vendor, service provider or product provider in this directory.


It is up to you to verify if any of the service providers in this directory are licensed, insured or bonded.